Cross-Border Payment Gateway & Wallet Solution

A secure, scalable, cross-border digital payment solution combining wallet functionality, invoicing, subscriptions, and buyer protection—tailored for freelancers, online sellers, and service businesses handling global transactions.

Fintech
.Net
Web Application
React.js
project information

Project Overview

FinBridge is a cloud-based cross border payment platform built to streamline and safeguard international transactions for freelancers, e-commerce vendors, and global service providers. Designed as a hybrid between a digital wallet app development solution and a payment gateway tool, the platform allows users to send and receive payments using only an email. It handles real-time currency conversions, automates payouts, and integrates invoicing, subscriptions, and buyer protection in a single interface. FinBridge eliminates the need to share bank details while providing a developer-friendly environment with robust APIs, making global commerce easier, safer, and more efficient.

Global Payments Were Complex, Fragmented, and Risk-Prone

Global Payments Were Complex, Fragmented, and Risk-Prone
High Fees & Delayed Currency Conversion

High Fees & Delayed Currency Conversion

Cross-border transactions incurred excessive fees and lagged settlements due to multi-step processes and disjointed banking systems, reducing earnings and creating cash flow challenges for global sellers.

Disconnected Systems for Payments, Invoicing & Subscriptions

Disconnected Systems for Payments, Invoicing & Subscriptions

Users relied on multiple tools to manage payments, issue invoices, and handle recurring billing, leading to duplicated efforts, poor visibility, and increased operational complexity.

Limited Buyer Protection & Refund Flows

Limited Buyer Protection & Refund Flows

There was no structured workflow for refunds or payment holds, exposing buyers and sellers to transaction risks, chargebacks, and customer dissatisfaction during dispute resolution.

Security & Compliance Risks

Security & Compliance Risks

The need to share sensitive bank details across borders heightened exposure to fraud, phishing, and compliance violations in the absence of a centralized fraud detection system using machine learning.

Outdated Integration Options for Developers

Outdated Integration Options for Developers

Developers faced rigid or poorly documented APIs with limited sandbox access, leading to integration delays and missed opportunities in modern ecommerce platforms.

Modular, API-First Solution Built for Global Commerce

Modular, API-First Solution Built for Global Commerce

A unified, secure platform combining payment processing, invoicing, subscriptions, and dispute workflows, optimized for developers and designed to meet the real-world needs of cross-border businesses.

Seamless Global Payments via Email

Seamless Global Payments via Email

Enabled one-click, international transfers using only an email ID, eliminating the need to share sensitive banking data while accelerating transaction speed and trust between parties.

Cloud-Native, Scalable API Architecture

Cloud-Native, Scalable API Architecture

Adopted a microservices backend with RESTful APIs and SDKs, supporting plug-and-play payment gateway integration services and allowing businesses to scale without backend overhauls.

Ready-to-Use E-Commerce Plugins

Ready-to-Use E-Commerce Plugins

Delivered widgets, SDKs, and prebuilt plugins for instant ecommerce payment gateway integration into websites, SaaS tools, and marketplaces with no-code or low-code efforts.

Integrated Modules for Invoicing & Billing

Integrated Modules for Invoicing & Billing

Built configurable modules for smart invoicing, recurring subscriptions, payment holds, and buyer protection, all accessible via APIs to simplify global payment workflows for SMBs and enterprises alike.

Enterprise Security & ML-Powered Fraud Detection

Enterprise Security & ML-Powered Fraud Detection

Incorporated two-factor authentication, token-based access, encryption, and a fraud detection system using machine learning to identify anomalies and secure every transaction lifecycle.

Global Compliance & Audit Support

Global Compliance & Audit Support

Integrated KYC, AML, and downloadable audit logs tailored for international payment gateway standards, ensuring full traceability and local regulatory adherence.

All-in-One Platform with Smart, Configurable Modules

All-in-One Platform with Smart, Configurable Modules
Smart Invoicing & Payment Links

Smart Invoicing & Payment Links

Generated dynamic, branded invoices and shareable payment URLs with reminders, due dates, and auto-tracking for quick settlements.

Subscription Billing & Refund Workflows

Subscription Billing & Refund Workflows

Enabled businesses to handle recurring billing, cancellations, and both full or partial refunds without manual intervention.

Multi-Currency & Conversion Engine

Multi-Currency & Conversion Engine

Supported real-time exchange rates with auto-conversion into the recipient’s local currency, improving transparency and eliminating manual calculations.

Buyer Protection & Dispute Handling

Buyer Protection & Dispute Handling

Implemented structured resolution workflows for chargebacks and complaints, boosting trust between transacting parties.

ML-Based Fraud Detection & Alerts

ML-Based Fraud Detection & Alerts

Analyzed transaction behavior, flagged suspicious activity, and triggered real-time alerts via email, SMS, and in-app notifications.

Real-Time Dashboards & Webhooks

Real-Time Dashboards & Webhooks

Live transaction monitoring with detailed analytics, webhook support for app sync, and automated payout scheduling across geographies.

Tech Implementation

Tech Implementation
React.js

React.js

Secure Growth in Global Markets with Streamlined Operations

Secure Growth in Global Markets with Streamlined Operations
80% Simplification in Payment Workflows

80% Simplification in Payment Workflows

Users sent and received payments globally without bank detail sharing, cutting down friction and eliminating manual reconciliation.

65% Faster Settlement Cycles

65% Faster Settlement Cycles

Automated payment lifecycle and conversion reduced payout delays from 3–5 days to less than 48 hours.

70% Drop in Fraud & Disputes

ML-powered fraud detection and 2FA mechanisms significantly reduced anomalies, improving user confidence and platform reliability.

50% Boost in Operational Efficiency

Unified platform reduced the need for multiple tools, saving time and improving accuracy across billing and payment operations.

3X Growth in Global Reach

Businesses confidently expanded into new regions using multi-currency support and transparent buyer/seller protection modules.

90% Developer Integration Success Rate

API-first design and SDK availability ensured rapid onboarding and successful integrations with e-commerce and SaaS platforms.

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